Nonprofit Organization | info@IESeducates.com | 314-432-9540

Our Story - Infinite Educational Strategies®

Infinite Educational Strategies® (IES) was founded in 2013 to provide financial education, initially in the areas of Social Security and Medicare. We knew that these two topics can often be the most confusing areas in our financial lives.

Our goal to provide the financial education for individuals and families utilizing our background in the education field allows us to provide a stress free and educational environment without offering or selling any products.

The final step to realize our vision was to create Infinite Educational Strategies® as a 501c3 non-profit organization. This reinforces the fact that we operate from an educational standpoint without a sales agenda.

Originally, we started by offering group events, then attendees started wanting more information on their own Financial Picture. It only made sense for us to be able to accommodate meetings 1 on1. Now, we are doing 100’s of individual meetings each year and doing several events each month.  

Our Mission

 Infinite Educational Strategies® (IES) was created to offer pertinent, practical information to individuals and groups in various areas including Medicare and Social Security.  This accurate and unbiased information allows individuals to make an informed decision for their own financial situation.

Our Staff

Rich Grawer

Medicare / Social Security Specialist IES Board Member rgrawer@IESeducates.com

Maureen Clancy-May

IES Board Member

Terry Noble

IES Board Member

Cheryl Bauman

IES Educator Specialist for MO Public School Retirement System (PSRS/PEERS)

Tom Brown

IES Educator Specialist for MO Public School Retirement System (PSRS/PEERS)

Sharon Guy

IES Executive Director
sguy@IESeducates.com

Larry Linkul

Medicare / Social Security Specialist

Resources

For us to learn and navigate the topics we educate on;  the IES team works closely with a competent and well credentialed  group of advisors.

We collaborate with this team of advisors on a regular basis which allows us to stay up to date with changes in each industry. When we educate ourselves about each industry, then we are able to provide clear and understandable financial education to the masses.

Q & A

Medicare Q & A with Rich Grawer

Infinite Educational Strategies® (IES)

Part A covers hospital, home health, skilled nursing, and hospice
Part B covers doctor visits, outpatient services such as X-rays and blood test

* Part A and Part B are considered Original Medicare which began in 1965. ORIGINAL MEDICARE DOES NOT INCLUDE DRUG COVERAGE, VISION, OR DENTAL!

Generally, Part A has no premium.
Part B’s monthly premium is based on your Modified Adjusted Gross Income (MAGI) that can change annually if your income changes.
Part D also has a monthly premium with a surcharge based on your Modified Adjusted Gross Income (MAGI) that can change annually if your income changes.

Part A is free for most people because it comes out of your employee work check while working. (Your employer and you have contributed 1.45% of your salary.

Looking for more Medicare information and clarity? Please contact Rich thru the IES (non profit) office at 314-432-3540 or info@ieseducates.com

Social Security Q & A with Rich Grawer

Infinite Educational Strategies® (IES)

The Social Security Administration CANNOT provide financial advice but has calculated your benefit for you. The Social Security Administration has stopped mailing your statements annually. In 2017 they began mailing statements every five years until age 60.
You can create an online account which will give you up-to-date data about your own benefit. You can create such an account at: ssa.gov/myaccount

Looking for more Social Security information and clarity? Please contact Rich thru the IES (non profit) office at 314-432-3540 or info@ieseducates.com

Events

Infinite Educational Strategies® offers large group educational events, as well as small group and individual presentations on various topics such as Medicare, Social Security, and Missouri Public School Retirement System/ Public Education Employee Retirement System.  We have grown to offer education on more topics than we did when we started. See our different topics below:

 – Medicare and Social Security – 

 – PSRS/PEERS benefits education for individuals working for Missouri Public Schools – 

 – College Planning for Parents with College Bound Kids – 

If you don’t see one of our events below or want a personal meeting on a topic, feel free to reach out to us – 314-432-9540.

IES offers group presentations via webinars and  in-person seminars in locations of choice.

IES  also offers personal meetings via Zoom, and in-person in locations of choice.

 

«
»
Sun
Mon
Tue
Wed
Thu
Fri
Sat
September
September
September
September
September
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
  • A-B-C-Ds of Medicare Presented by Rich Grawer
    4:00 PM-5:15 PM
    10/20/2021

    This is a complimentary, educational event focusing on Medicare benefits. Rich Grawer will be discussing the structure and options available to Medicare recipients. This webinar is purely an educational event. NO specific products will be discussed.

    Rich Grawer, former SLU basketball coach and MO educator, is the Medicare resource for IES. Rich has a strong Medicare educational background as well as first hand personal experience. (Rich and his wife are currently on Medicare.)

    Rich Grawer not only has the answers to your questions…..but explanations that make sense!

    Some of Rich’s “Keys to Understanding Medicare” that will be addressed in the webinar :
    1) Determine your timing on when to enroll
    2) What are late enrollment penalties
    3) Do I want or need Medicare?
    4) What are the various enrollment periods for Medicare?
    5) What are the “Parts (A-B-C-D) of Medicare?
    6) What are the differences between Medicare Supplements and Advantage Plans?
    7) What is the”IRMAA” , what triggers it — will I have to pay more

    *** This webinar is purely an educational event. NO products are sold. ***

    Webinar length: about 60 – 75 minutes
    IES – Infinite Educational Strategies
    IESeducates.com

    Registration Link  https://ameritime-net.zoom.us/webinar/register/1016277702963/WN_TbnE9yfoSr2xrBSveHVNKg

    Please contact Sharon with webinar questions:   sguy@IESeducates.com

21
22
23
24
25
  • Social Security Basics and Benefits Presented by Rich Grawer
    12:30 PM-1:45 PM
    10/25/2021

    This is a complimentary, educational event focusing on Social Security benefits. This webinar is purely an educational event.

    Rich Grawer, former SLU basketball coach and MO educator, is the Social Security resource for IES. Rich has a strong Social Security educational background as well as first hand personal experience.

    Rich Grawer not only has the answers to your questions…..but explanations that make sense!

    Some of Rich’s “Keys to Understanding Social Security” that will be addressed in the webinar :
    1) How are Social Security benefits calculated?
    2) When should I start Social Security?
    3) How can my Social Security benefits be increased?
    4) How can my Social Security benefits be decreased
    5) When do I qualify for and how can I claim spousal benefits? divorced benefits? widow(er) benefits?
    6) Can my Social Security benefits be decreased if I am a teacher? a police person? a firefighter? a government worker?
    7) Will my Social Security benefits be taxed?
    8) Where can I get help answering my Social Security questions?
    9) How can I maximize my Social Security lifetime benefits?

    Webinar length: about 60 – 75 minutes

    Registration Link:  https://ameritime-net.zoom.us/webinar/register/4416277664285/WN_rHyjGl7sSLmbDI02pPeoHA

    Please contact Sharon with webinar questions:   sguy@IESeducates.com

26
27
28
29
30
31
November
November
November
November
November
November

Contact Us