Our Team


Rich Grawer


Since you asked, IES would like to help you get to know Rich & his passions in life.

Here is Rich in a nutshell:

50+ years in Education: Teaching, Coaching, Administration, & Finances

~11 years working in “Financial Services” Industry

~originally obtained Series 6 and 63 license

     * emphasis on the following courses to obtain licenses

           – Social Security                             – Healthcare

           – Medicare                                        – Long Term Care

~Rich no longer retains his licenses because he does not “sell” any products; purely “educational.”

~Currently employed by IES

~His focus with IES is: Social Security, SSDI, SSI, Medicare, Medicaid

Social Security Work

~Rich is currently on Social Security with a wife who is on a “spousal” benefit.

~He has attended Social Security focused workshops.

~He has personal contacts with Social Security representatives the following Missouri areas: St. Louis, Jefferson City, Kansas City & Union.

~Rich has given over 50 workshops (educational events) to such school districts such   as Lindbergh, Fox, SSD, Hazelwood & Rockwood. He has also presented to the Missouri Retired Teachers Association, Kirksville/Hannibal financial organizations & Ameren UE.

~He has compiled a notebook four inches thick of various cases & exceptions to the Social Security rules and regulations.

~Rich also works with “homeless” people trying to navigate the SSDI/SSI systems.

Medicare Work

~Rich took many courses on Medicare, Medicaid, Long Term Care& Health Insurance      while studying for his Insurance & Securities license.

~He and his wife are currently on Medicare.

~He has given over 100 Educational Events on Medicare to various school districts and professional businesses and organizations.

 Family —- and other endeavors

~Married for 51 years with 6 children & 19 grandchildren

~Coached basketball at the high school and college levels

-Won 3 state championships at Desmet (at one time won 63 games in a row)

-Coached 10 years at St. Louis University

2nd all time in career longevity and career win list & Won 27 games in 1987

~He has written two books on coaching

~Won MAC Sportsman of the Year Award and & is a member of 6 Halls of Fame

~He has conducted basketball clinics in Europe, Korea, Japan & Alaska 

Contact IES to schedule Rich Grawer!


Cheryl Bauman

~Cheryl graduated from Southeast Missouri State University with a degree in Elementary Education.

~She holds a Master’s degree in Interdisciplinary Studies and an Education Specialist degree in Instructional Leadership. 

~Cheryl taught at the elementary level for several years before moving into administration.

~She was an elementary principal for many years before retiring.

~She now works with IES and Ameritime educating teachers and support staff on the many benefits of PSRS and PEERS.

~In her free time she enjoys spending time with family and friends, reading, and going for walks with her third child, her dog Koda.